PCILOGISTICS.COM | Payment Logistics’ PCI Compliance Website

Visa®, MasterCard®, American Express®, Discover® and the ATM debit networks mandate all businesses accepting their branded electronic payments must be compliant with the Payment Card Industry Data Security Standard (“PCI DSS”). The PCI DSS is a set of rules designed to greatly reduce the chances of a data security compromise involving cardholder information.

All businesses accepting credit cards in the United States must comply with the Payment Card Industry Data Security Standard.

Merchants who experience a data security breach are subject to fines and other expenses; many of which we have estimated for you below:

Forensic Investigation: ~$10,000 - $30,000
Re-Issuance of Compromised Cards: Typically ranging from $10 - $30 per card multiplied by the amount of compromised cards. If 5,000 cards are compromised through a breach, fines can range from $50,000 - $150,000!
Loss of processing service until issue has been reconciled
Damage to your Business Brand: This may be the most expensive and irreversible issues associated with a data security breach. Consider the negative ramifications to your business if your customers receive letters from their card issuers stating their card has been re-issued due to a data security breach at your business location. The loss of customer loyalty can be crippling

Who's Enforcing Compliance with the PCI DSS?

The card associations put payment acquirers in charge of enforcing the compliance of their merchant account clients with the Payment Card Industry Data Security Standard (PCI DSS). When a merchant experiences a data security breach involving the theft of sensitive cardholder information, the card associations fine the merchant's payment acquirer, who in turn attempts to collect the fine from the breached merchant. Unfortunately many businesses cannot bear the costs associated with a data security breach involving cardholder information which we estimate to be $50,000 to $150,000 in penalty expense per 5000 records compromised. Often more crippling to merchants who can absorb the penalties is the dramatic reduction in business resulting from the loss of consumer confidence following a theft of sensitive customer data.

Through this website, Payment Logistics is proactively assisting clients with the identification of vulnerabilities in their data security posture in an effort prevent a theft of sensistive customer data - because if you're reacting it's already too late.

Payment Logistics provides an affordable solution to the problem of securing sensitive data and complying with the Payment Card Industry Data Security Standard (PCI DSS). We know that you demand something in exchange for your investment and we provide the security you demand to give you the peace of mind you need. Our program is designed to provide tangible benefits and real data security solutions to protect your bottom line.

“Our program is designed to provide tangible benefits and real data security to protect your bottom line.”

Safe Harbor - Prevention is Key!

While there is no way to completely protect against the devastating effects of a data security breach, a merchant subject to the PCI DSS can shield themselves from fines if they can prove they were compliant with the PCI DSS at the time the breach occurred. This “Safe Harbor” provision is often used to mislead merchants into thinking that as long as they validate compliance with the PCI DSS, they are protected. In reality, this is far from the truth.

In order to prove compliance with the PCI DSS a business has to not only have followed the data security standard diligently but must also be able produce evidence to support that claim, including being able to produce detailed and relevant log files. For most businesses, achieving true PCI DSS compliance is a daunting task that is often too difficult to handle in-house without the help of costly data security consultants and significant investments in information technology infrastructure. This can put a large strain on any business, and divert resources needed for growth.

At Payment Logistics we know that your business is important to you and focusing on growth and product development is time consuming. That’s why Payment Logistics makes PCI DSS compliance easy, affordable and understandable. We will analyze your businesses strengths and weaknesses and help you make important decisions to protect your valuable information.

“Payment Logistics makes PCI DSS compliance easy, affordable and understandable.”

Don’t Be Misled

Many of Payment Logistics' competitors offer PCI DSS compliance programs to their clients. The problem is these programs are almost always designed with the sole purpose of validating PCI DSS compliance, rather than providing clear and tangible data security solutions. While performing a SAQ and undergoing external vulnerability scanning is an extremely important first step in securing your network and sensitive data, it does not make you compliant with the PCI DSS and perhaps more importantly it more often than not provides a false sense of security.

Payment Logistics knows it is paramount for any business to protect their customers' sensitive data. To make this protection easy, affordable and understandable, we have constructed a comprehensive Data Security Module in-house. Our team of dedicated professionals will install, configure and maintain it for you as well as walk you through the process of becoming compliant with the Payment Card Industry Data Security Standard (PCI DSS).

Our Data Security Module will protect your business from a multitude of data security threats as well as provide your company with powerful web filtering capabilities which can help boost employee productivity overnight - and that's just the beginning. From real-time anti-virus, firewall and intrusion detection, to offsite logging, analysis and archival of important data security information, Payment Logistics' Data Security Module can save you time and money while providing you the peace of mind knowing that your company is protecting your customer's and employee's sensitive information.

Contact us today to obtain a customized analysis of how we can help protect your business.

"Our team of dedicated professionals will install, configure and maintain it for you..."